Life in Turkey
09.03.2026
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Which Banks in Turkey Offer the Highest Deposit Yields

Which Banks in Turkey Offer the Highest Deposit Yields

🇹🇷💰 Which Banks in Turkey Offer the Highest Deposit Yields

📈 rate watch If you’re planning to place your savings in a term deposit, it’s important to know the latest interest rates. Here’s a look at the current yields for a ₺500,000 deposit over 32 days:

Bank
Rate
Net Income
Total at Maturity
Halkbank
35%
₺12,658
₺512,658
Enpara.com / Şekerbank
37%
₺13,381
₺513,381
İş Bankası
37.5%
₺13,562
₺513,562
Garanti BBVA / Ziraat Dinamik / GetirFinans / Odea Bank
39%
₺14,104
₺514,104
Hayat Finans
39.51%
₺14,289
₺514,289
Ziraat Bankası
39.75%
₺14,375
₺514,375
Akbank
40%
₺14,466
₺514,466
DenizBank / QNB Finansbank
40.25%
₺14,556
₺514,556

🏆 top performers DenizBank & QNB Finansbank offer a net income of around ₺14,556 for a 32‑day deposit of ₺500,000.

📊 current as of The rates shown reflect recent offers. Always verify directly with the bank before opening a deposit.

net income calculation Figures are after withholding tax (vade sonu stopaj) for Turkish Lira deposits. The net income and total maturity amount are based on a ₺500,000 deposit for 32 days.

⚠️ rates may change Interest rates are not guaranteed; they fluctuate with monetary policy. The figures above are indicative and may vary at the time of application.

“For high yields, always compare promotion rates. Some banks offer higher returns for new customers or via digital channels like GetirFinans and Enpara.”

— Özlem Kaya, independent financial advisor

Highest rates at a glance

  • 🥇 DenizBank / QNB Finansbank: 40.25% → ₺14,556 net (₺514,556 total)
  • 🥈 Akbank: 40% → ₺14,466 net (₺514,466 total)
  • 🥉 Ziraat Bankası: 39.75% → ₺14,375 net (₺514,375 total)

ℹ️ TMSF guarantee All banks listed are covered by the Turkish Savings Deposit Insurance Fund up to ₺650,000 per depositor.

📄 article completeness
Published without abbreviations, placeholders or altered meaning. All formatting inline only.
Data compiled from bank announcements and comparison platforms · February 2025.

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Compare current term deposit rates for a ₺500,000 investment over 32 days. See which Turkish banks offer the best returns, with DenizBank and QNB Finansbank leading at 40.25%. Includes net income and total maturity figures.

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