You May Have a Lawsuit in Türkiye and Not Even Know It
🔥 A Lawsuit Has Already Been Filed Against You in Türkiye… and You Don’t Even Know It
Many foreigners sincerely believe:
“If no one personally handed me anything, it means I have no debts.”
Unfortunately, this works very differently in Türkiye.
Why You May Not Know About a Debt
In Türkiye, enforcement proceedings (icra takibi) can be initiated without your participation.
The process usually looks like this:
- The bank sells the debt to a collection company
- The collectors transfer the case to a lawyer
- The lawyer opens a case with the icra dairesi
And then something happens that most foreigners are completely unaware of.
📌 The notification (tebligat) may be left with the muhtar (district head) at your registered address.
Legally, this means: “you have been notified.”
Even if you:
- live in another country
- visit Türkiye once a year
- rent out your apartment
- changed your phone number
- lost or did not renew your ikamet
It makes no difference under the law.
What Happens Next
7 days after the notification:
- the debt becomes legally binding
- interest starts to accrue
- bank accounts may be seized (haciz)
- bank cards may be blocked
- salary deductions may be applied
- a ban on selling vehicles or real estate may be imposed
And most often, the person finds out about it…
at an ATM
How to Check in 2 Minutes
All you need is access to e-Devlet.
- Go to: www.turkiye.gov.tr
- In the search bar, type: UYAP Vatandaş Portalı
- Open the section: Dosya Sorgulama
- In the Yargı Türü field, select: İcra
- Click Dosya Sorgula
If a case exists, it will appear immediately.
What Should Raise a Red Flag
Signs of active enforcement proceedings:
- Alacaklı: Varlık Yönetim A.Ş.
- Banka Avukatlığı
- İcra Müdürlüğü (Alanya, Antalya, Istanbul, etc.)
- Dosya Durumu: Açık
This means: enforcement proceedings are active.
Why Foreigners Are Affected Most Often
In 90% of cases, the reasons are:
- credit cards
- unpaid aidat (maintenance fees)
- internet and mobile operators
- fines
- old bank accounts
The person leaves → the number is closed → letters are sent to the address → muhtar → icra.
And the case starts living its own life.
The Most Important Thing
In Türkiye, no one is obliged to look for you personally.
Address in the MERNİS system = you are notified.
That’s why checking via e-Devlet once every 2–3 months is highly recommended. It can realistically save you tens of thousands of liras.
Choose the Right Partner to Protect Your Property and Save Money
Buying and owning real estate in Türkiye requires not only choosing the right property, but also reliable support at every stage. Mistakes made without professional assistance can lead to financial losses, legal risks, and lengthy disputes.
That is why choosing a trusted partner is so important.
Why Clients Choose RestProperty
- Over 20 years of successful experience in the Turkish real estate market
- Own projects in Alanya and Antalya
- Full legal support strictly within the framework of the law
- Risk control related to debts, court cases, and enforcement proceedings
- Client support before and after purchasing property
With RestProperty, you protect your property and save time, nerves, and money.
Ask an Expert
If you have questions about real estate, debts, checks, or legal security in Türkiye, you can contact the Managing Director of RestProperty directly.
